Built for financial precision

Your accounts.
Perfectly
synchronized.

PocketLedger is the finance dashboard for freelancers, households, and serious money managers who want accounts, transactions, budgets, goals, loans, subscriptions, and reports to stay aligned.

Join Early Access See Features
Multi-currency Audit-ready reports 2FA-ready security Import & export tools

The cost of fragmented data

Scattered finances
cost you trust.

Most finance tools treat accounts, transactions, and reports as separate silos. When you need a clear monthly picture, you're stuck stitching together spreadsheets at midnight.

Out-of-sync balances

Exchange rates change. Manual entries drift. When account totals don't match your reports, decision-making gets messy.

Unpresentable reports

Generic finance apps often leave you cleaning up raw exports. PocketLedger keeps CSV, PDF summary, and JSON backup exports close to the data.

Multi-currency blind spots

Working across USD, EUR, and GBP? Most tools show raw numbers without accounting for exchange-rate impact on your actual net position.

The PocketLedger approach

One source of truth.
Every account. Every currency.

PocketLedger treats accounts, transactions, budgets, goals, and reports as a single synchronized system — so your numbers are always consistent, current, and presentable.

Unified account management

Create checking, savings, credit, cash, investment, and loan accounts in one place. The dashboard and reports read from the same account records.

Synchronized reports

Transactions flow into dashboard totals, category summaries, budgets, goals, and reports from one shared dataset, so demo screens stay consistent.

Multi-currency with cached exchange rates

PocketLedger supports account currencies and configurable report currency. ECB and Frankfurter rates are cached so reports do not fetch rates on every page load.

Budget & savings goal tracking

Set category budgets and savings milestones. PocketLedger maps every transaction to a category and shows exactly where you stand.

Feature set

Everything a serious finance user needs

No feature bloat. No missing essentials. Built around the actual workflows of accountants and freelancers.

Multi-Currency Reporting

Track accounts in currencies such as AUD and USD, choose a primary display currency, and use cached exchange-rate sources for converted reporting views.

Synchronized Dashboard Reports

Income, expense, cash-flow, category, and net-worth views are calculated from the same accounts and transactions used across the app.

Budgets & Savings Goals

Create monthly budgets per category and long-term savings goals with target amounts and timelines. Visual progress bars and alerts keep you on track.

Loans & Subscriptions

Track outstanding loan balances, repayment schedules, and recurring subscriptions. Never miss a payment or lose track of what you owe — and to whom.

Secure Account Management

Each account has type-aware fields — IBAN, account number, institution, currency, and opening balance. Manage a complete picture of your financial structure cleanly.

Import & Export Controls

Import transaction CSVs, export transactions as CSV, download a JSON backup, and generate a simple annual PDF summary from Settings.

Built for precision work

Accountant-grade
reporting. Without
the enterprise price.

PocketLedger is designed around the standards that accountants, bookkeepers, and financial consultants hold their work to.

01

Traceable records by design

Transactions store amount, date, description, merchant, account, category, status, and notes so each report can be traced back to the underlying records.

02

Structured account types

Organize money by checking, savings, credit card, cash, wallet, investment, and loan-style accounts, with liability accounts handled differently from assets.

03

Clean export options

Download transactions as CSV, export a full JSON backup, or generate a simple annual PDF summary for review and record keeping.

Speed & security

Fast, private, and built on a solid foundation

PocketLedger doesn't cut corners on data integrity or access controls.

2FA-Ready Foundation

Authentication is built for TOTP-based two-factor support from day one — protecting your financial data against unauthorized access.

Cached Exchange Rates

Exchange rates are fetched from configured providers and cached for the configured TTL, reducing repeated network calls during report rendering.

Efficient Reporting Engine

Reports are computed from normalized accounts, categories, transactions, budgets, goals, loans, and subscriptions, keeping dashboard and report totals aligned.

Secure Login Architecture

Laravel Fortify powers session auth, password hashing, email verification, login throttling, and two-factor authentication support.

Simple, honest pricing

Start free. Upgrade when you're ready.

Start free, or choose Pro at US$12/month and continue to Stripe Checkout after signup. Prices are listed in USD.

Free
$0
forever — no credit card required

Good for trying the core finance workspace with simple limits.

  • Up to 3 accounts
  • 100 transactions per month
  • Core dashboard and transaction tracking
  • Budgets, goals, loans, and subscriptions
  • CSV import and transaction CSV export
  • Advanced Reports page
  • PDF summary and JSON backup exports
Create Free Account
Stripe Checkout
Pro
US$12
per month — billed in USD through Stripe

For users who need unlimited usage, advanced reports, Pro exports, and premium settings.

  • Unlimited accounts
  • Unlimited transactions and imports
  • Advanced Reports page
  • PDF summary and JSON backup exports
  • Premium exchange-rate source access
  • Future priority support workflow
  • Future audit log for record changes
  • Future team/client workspace permissions
  • Future production backup and retention controls
Start Pro Signup

Prices are in USD. Payments are processed securely through Stripe. Customer portal support for self-serve billing management is coming next.

Best-fit use cases

Where the current product fits best

A freelancer can track income, expenses, account balances, categories, subscriptions, and goals in one clean workspace without jumping between spreadsheets.

Freelance Finance Workspace
Income, expenses, subscriptions, and goals

A household or solo operator can keep AUD and USD accounts visible together, then use cached exchange-rate conversion for clearer reporting.

Multi-Currency Tracking
Account currencies with converted reports

A demo or user test can show realistic synchronized dashboards after seeding sample accounts, transactions, budgets, goals, loans, and subscriptions.

Demo and User Testing
Seeded internally for realistic product walkthroughs

Common questions

Frequently asked questions

PocketLedger uses the selected exchange-rate source in Settings and caches provider responses so reporting does not re-fetch rates on every load. The current build supports ECB and Frankfurter in the backend. Transaction-level historical rate locking is a future accounting-hardening improvement, not something the current backend fully stores yet.
Today, PocketLedger is best for one user managing their own finance workspace with multiple accounts. A true multi-client or team workspace would need additional permissions, client separation, and audit logging before being sold as an accountant practice tool.
The app has currency options in Settings and supports account-level currencies such as AUD and USD. Converted reporting uses cached exchange-rate providers when auto-conversion is enabled. Support depends on the selected provider and should be tested for the currencies you plan to offer.
Yes. The current app supports transaction CSV export, full JSON backup export, and a simple annual PDF summary from Settings. More polished accountant-ready reports would be a good next production improvement.
Most consumer finance apps focus only on budgeting habits. PocketLedger combines budgeting with accounts, reports, loans, subscriptions, goals, categories, import/export, and multi-currency display settings. It is not full accounting software yet, but it is a stronger finance workspace than a simple spending tracker.
Yes. Choose Pro during signup and you will continue to secure Stripe Checkout after your account is created. Customer portal management, receipts, and stricter plan limits are the next billing improvements.

Get started today

Your finances deserve
precision.

Join early access and test the current PocketLedger workspace for synchronized accounts, transactions, budgets, reports, loans, subscriptions, and exports.

Join Early Access Explore Features

No credit card required for Free · Secure checkout for Pro · Export your data anytime